EveryDollar

EveryDollar is a zero-based budgeting app from Ramsey Solutions, the company behind Dave Ramsey's money programs. You plan the month by listing income and then spreading it across budget lines until the plan reaches zero, so every dollar has a place.

The free version works by hand: you type in each transaction. The paid version adds bank connections so transactions flow in, plus extra planning and reporting features. The app follows the Ramsey approach to money, including its view on paying off debt, so it suits people who already like that method. If you only want the budgeting tool, the free version is enough to try the zero-based idea before you pay for anything. Like every app on this site, it is a budgeting tool, not a source of personal financial advice.