YNAB
Zero-based budgeting app where you assign every dollar to a category before you spend it, then adjust as the month goes.
- Connects to bank accounts
- Mobile app
EveryDollar
Zero-based monthly budget app from Ramsey Solutions, with a free manual version and a paid version that links bank accounts.
- Free plan or free version
- Connects to bank accounts
- Mobile app
Goodbudget
Digital envelope budgeting app you fill by hand, with a free version and household sharing, and no bank login needed.
- Free plan or free version
- Mobile app
Honeydue
Budgeting app for couples that shows shared and separate accounts, bill reminders and spending limits in one place.
- Free plan or free version
- Connects to bank accounts
- Mobile app
Monarch Money
Money app that brings accounts, budgets, recurring bills and goals into one dashboard you can share with a partner.
- Connects to bank accounts
- Mobile app
- Uses AI to sort or explain your money
Copilot Money
Apple-focused money app that sorts spending with machine learning, tracks budgets and recurring charges, and reviews new transactions.
- Connects to bank accounts
- Mobile app
- Uses AI to sort or explain your money
Quicken Simplifi
Quicken's web and mobile app for a spending plan, bill tracking, savings goals and a running view of what you can still spend.
- Connects to bank accounts
- Mobile app
Quicken Classic
Long-running desktop personal finance software for detailed budgets, bill tracking and reports across many accounts.
- Connects to bank accounts
PocketGuard
Budget app that works out how much you can spend after bills and goals, and flags recurring charges.
- Free plan or free version
- Connects to bank accounts
- Mobile app
Lunch Money
Web-first budgeting app with rules, multi-currency support and an API, made by a small independent team.
- Connects to bank accounts
Emma
Mobile money app that groups accounts, tracks subscriptions and sets budgets, with a free tier and paid upgrades.
- Free plan or free version
- Connects to bank accounts
- Mobile app
PocketSmith
Budgeting and cash flow forecasting app that projects your balances forward on a calendar from planned income and bills.
- Free plan or free version
- Connects to bank accounts
Spendee
Spending tracker with wallets you can share, manual entry, categories and charts, and a free version.
- Free plan or free version
- Mobile app
Wallet by BudgetBakers
Expense tracker and budget app for phones and the web, with manual entry, bank imports in some countries, and shared accounts.
- Free plan or free version
- Connects to bank accounts
- Mobile app
Toshl Finance
Spending tracker with playful design, many currencies and budgets, used by people who travel or live across countries.
- Free plan or free version
- Mobile app
Splitwise
App for splitting bills and shared costs with roommates, partners, friends and trip groups, keeping a running balance of who owes whom.
- Free plan or free version
- Mobile app
Tricount
Group expense app for trips and shared homes that tracks who paid what and works out how to settle up.
- Free plan or free version
- Mobile app
Settle Up
Shared expense tracker for groups that works offline and suggests the smallest set of payments to settle debts.
- Free plan or free version
- Mobile app
Rocket Money
App that finds recurring subscriptions, helps you cancel them, tracks budgets and offers a paid bill negotiation service.
- Free plan or free version
- Connects to bank accounts
- Mobile app
Privacy.com
Virtual payment cards you can lock to one merchant, cap with a spending limit, or pause, which helps keep free trials from turning into charges.
- Free plan or free version
- Mobile app
doxo
Bill pay service for paying utilities, insurance, phone and other providers in one place and keeping track of due dates.
- Free plan or free version
- Mobile app
Billshark
Bill negotiation service that contacts your providers to ask for lower rates and charges a share of what it saves you.
DoNotPay
Consumer service that offers help with canceling subscriptions, disputing charges and similar paperwork through guided forms.
Expensify
Receipt scanning and expense reporting app that reads receipts from photos and builds reports for reimbursement or bookkeeping.
- Mobile app
Dext
Receipt and invoice capture for bookkeepers and small businesses that extracts the data and sends it to accounting software.
- Mobile app
Shoeboxed
Receipt scanning service where you can mail paper receipts in an envelope to be scanned, or upload them from your phone.
- Mobile app
Zoho Expense
Expense reporting app that scans receipts, tracks mileage and routes reports for approval, with a free plan for small teams.
- Free plan or free version
- Mobile app
Wave
Accounting and invoicing for small businesses and freelancers, with a free starter plan and expense tracking.
- Free plan or free version
- Connects to bank accounts
QuickBooks
Intuit's accounting software for small businesses and self-employed people, with receipt capture, mileage and expense categories.
- Connects to bank accounts
- Mobile app
FreshBooks
Invoicing and accounting for freelancers and service businesses, with expense tracking and receipt photos.
- Mobile app
Neat
Receipt and document organizing software for small businesses that scans paperwork and keeps it searchable.
Veryfi
Receipt and invoice reading technology offered as an API for developers and as apps for expense tracking.
TurboTax
Intuit's tax filing software, with a free edition for simple returns, paid tiers, AI help inside the product and options to add a tax expert.
- Free plan or free version
- Mobile app
- Uses AI to sort or explain your money
H&R Block
Tax filing online, by software or through an office, with a free online version for simple returns and AI-assisted help in its online product.
- Free plan or free version
- Mobile app
- Uses AI to sort or explain your money
TaxAct
Online tax filing software with a free option for simple returns and paid tiers for more forms.
- Free plan or free version
FreeTaxUSA
Online tax filing with free federal returns, including many that other free tiers exclude, and a fee for state returns.
- Free plan or free version
Cash App Taxes
Free federal and state tax filing inside Cash App, aimed at people with common return types.
- Free plan or free version
- Mobile app
TaxSlayer
Online tax filing with a simple free edition and paid tiers for self-employed people and more complex returns.
- Free plan or free version
Keeper
Tax filing and expense tracking for freelancers that scans your purchases for possible write-offs.
- Mobile app
- Uses AI to sort or explain your money
IRS Free File
IRS program that lists free guided filing software from partner companies for people under an income limit, plus free fillable forms.
- Free plan or free version
Jackson Hewitt
Tax preparation through offices and online filing, with in-person preparers available in many US locations.
Tiller
Service that feeds your bank transactions into Google Sheets or Excel every day, so you budget in a spreadsheet you own.
- Connects to bank accounts
Actual Budget
Open-source envelope budgeting app you can self-host, with local-first data and optional sync between devices.
- Free plan or free version
- Open source
Firefly III
Self-hosted, open-source personal finance manager with budgets, rules and reports, run on your own server.
- Free plan or free version
- Open source
GnuCash
Free, open-source desktop accounting software using double-entry bookkeeping, for households and small businesses.
- Free plan or free version
- Open source
Moneydance
Desktop personal finance software that keeps your data on your own computer, with budgets, bill reminders and reports.
HomeBank
Free, open-source desktop app for tracking personal accounts, budgets and spending with charts and import from bank files.
- Free plan or free version
- Open source
Money Manager Ex
Free, open-source desktop money manager for accounts, budgets and reports, with no internet connection needed.
- Free plan or free version
- Open source
ChatGPT
OpenAI's chat assistant, used to draft budgets, explain money terms and tidy exported spending data you have removed account numbers from.
- Free plan or free version
- Mobile app
- Uses AI to sort or explain your money
Claude
Anthropic's assistant, used to read long statements or plans, explain terms in plain words and draft a budget layout.
- Free plan or free version
- Mobile app
- Uses AI to sort or explain your money
Gemini
Google's assistant, which can work with your Google Sheets when you allow it, useful for budget formulas and summaries.
- Free plan or free version
- Mobile app
- Uses AI to sort or explain your money
Perplexity
AI search engine that answers with cited sources, handy for checking how a tax rule or bank fee works.
- Free plan or free version
- Mobile app
- Uses AI to sort or explain your money
Microsoft Copilot
Microsoft's AI assistant, available on the web, in Windows and in mobile apps, for questions, drafts and spreadsheet help.
- Free plan or free version
- Mobile app
- Uses AI to sort or explain your money
Nothing matches. Try a shorter word, or browse the categories.