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Virtual payment cards you can lock to one merchant, cap with a spending limit, or pause, which helps keep free trials from turning into charges.
- Free plan or free version
- Mobile app
App that finds recurring subscriptions, helps you cancel them, tracks budgets and offers a paid bill negotiation service.
Rocket Money, formerly Truebill, connects to your bank and card accounts and pulls out the recurring charges it finds, so you can see every subscription in one list. From there you can cancel some subscriptions yourself or ask the service to cancel for you on the paid plan.
It also tracks spending and budgets, alerts you to unusual charges, and offers a bill negotiation service where its team contacts providers such as internet or phone companies to ask for a lower rate. That service charges a share of the savings it gets, so read the fee terms before you accept an offer. The basic app is free and a premium plan adds more features. Since it reads your transactions, check how it stores data and how to disconnect accounts.
Not enough info yet on uses AI to sort or explain your money, open source. Check the tool's own site.
Listing written by NeedSaving, checked 2026-11-03. Report a correction or request removal. Back to subscriptions and bills.